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What to do if my commercial tenant stops paying rent

On Behalf of | May 20, 2026 | Commercial Real Estate |

As a commercial property owner in Boston, a tenant missing a rent payment can instantly disrupt your finances and operations. Commercial tenancies in Massachusetts are heavily contract-driven, meaning your first line of defense is always the document you signed. Taking prompt, legally sound action is essential to protect your investment.

Reviewing your commercial lease agreement

Before taking any formal legal steps, it is necessary to evaluate your lease agreement for two specific provisions: the default clause and the notice clause. These sections control how and when you can officially declare your tenant in default under Massachusetts law.

Not all commercial leases handle nonpayment the same way. Some require you to send a formal written warning first, giving the tenant a set window of time to pay the overdue balance. Others allow you to move toward termination more quickly. Whatever your lease says, the law holds both you and your tenant to that agreed-upon process.

Serving a formal notice to quit

If your lease does not specify what to do when a tenant stops paying, state law steps in to set the timeline. In most cases, you are required to serve the tenant with a formal written document called a notice to quit, giving them at least 14 days to respond.

This notice does two things:

  1. It officially puts the tenant on record for breaching the lease due to nonpayment.
  2. It starts the legal clock.

It is worth knowing that even after receiving this notice, the tenant technically has the right to pay the overdue balance all the way up until they file their formal response in court. This means the situation can still be resolved without going to trial.

Filing a summary process action

If the notice period expires and your tenant neither pays the outstanding rent nor vacates the commercial space, the law still prohibits you from engaging in self-help measures like changing the locks or shutting off utilities. Instead, the next step involves filing an official eviction lawsuit, known as a summary process action, which you must properly serve and file in the appropriate local court.

Seeking professional legal guidance

A commercial eviction in Boston requires strict adherence to procedural timelines and court rules. Even a minor technical error can force you to restart the entire process from the beginning.

Consulting an experienced real estate attorney helps ensure that your rights as a landlord are fully defended and that your case moves forward as efficiently as possible.